Buying a New Launch
- VVIP previews and balloting — how to secure a unit before the crowd
- Progressive payment stages, and what the removal of DPS means for cash flow
- EC eligibility: the S$16,000 income ceiling, 30-month rule and May-2026 MOP split
Singapore Property Advisory — PropNex
Buying, selling or upgrading — one advisor, every step.
New launch condos and ECs, resale homes across all 28 districts, and a data-led plan to sell your current property well. Straight answers, dated facts, and no pressure — ever.
20+
New launches tracked in 2026
5
ECs in the 2026–27 pipeline
28
Singapore districts covered
1
Working-day response promise
Figures reflect the 2026 launch pipeline and CEA and public records, as at July 2026.
Start Here
Where are you in your journey?
Every Singapore property move runs on rules — MOP, ABSD, TDSR, balloting. Tell Viona where you stand, and get a clear, honest next step for your situation. Buyers and sellers who start with the rules — not the listings — make calmer, better-timed decisions.
Buying Resale
- COV and the valuation-after-OTP mechanic, explained before you offer
- HFE letter, CPF grants and the Option to Purchase timeline, in order
- TDSR 55% and MSR 30% — what the banks will actually lend you
Selling My Property
- MOP timing: five-year standard, ten-year Plus and Prime — know your date
- The HDB resale index has dipped two straight quarters — pricing strategy matters
- CPF accrued interest: how much of your sale proceeds returns to your OA
Featured Projects
New launches & ECs to watch in 2026–27
Four projects Viona is tracking closely for clients right now — with verified developer, unit and location details, updated as at July 2026. Two are executive condominiums under the old five-year MOP framework — a window that closes for EC sites tendered from May 2026.
D20 · Preview Q3 2026
Thomson Reserve
The former Thomson View en bloc redevelopment — District 20's largest 2026 launch, a short walk from Upper Thomson MRT and within 1km of Ai Tong School. Expect strong interest at the Q3 preview; register early for the VVIP round.
View Thomson Reserve
D25 · EC · 2027
Wynwood Grand
Two adjacent EC plots — including the record S$794 psf ppr land sale — and both keep the old five-year MOP rules. Beside Woodlands Health Campus, two stops from the RTS Link to Johor Bahru (end-2026).
View Woodlands EC
D23 · EC · Q4 2026
Solano Grand
Bukit Panjang's first new EC in about 15 years — and it keeps the old five-year MOP rules. With thousands of nearby flats reaching MOP through 2026–2029, demand from west-side HDB upgraders should be keen. Shortlist early.
View Solano Grand
D19 · Q3 2026
Chuan Grove Residences
The next big Lorong Chuan launch after Chuan Park's strong 2024 debut — around 1,055 units previewing in Q3 2026, in an established city-fringe estate. Pricing is not out yet; anything circulating now is indicative only.
View Chuan GroveUnit counts and timings are indicative, based on pre-launch coverage as at July 2026, and subject to the developer's final price list and confirmation.
Why Viona
Independent advice, one advisor, start to finish
Most property regrets come from rushed decisions and half-explained rules. Viona works differently: every recommendation starts from dated market data — URA, HDB, IRAS and CEA sources — and every step is walked through with you, in plain language, before you sign anything.
That matters whether you are a first-time buyer comparing an EC with a resale condo, an upgrader sequencing a sale and a purchase, or a seller deciding how to price in a softening market. One advisor sees the whole board, so nothing falls between the cracks of separate buy-side and sell-side agents.
- Data-first, pressure-free. Advice anchored to verified market facts, never to sales targets or launch-day hype.
- Full-process handholding. From shortlist to viewings, OTP, financing and completion — one advisor who knows your file.
- Both sides of the table. Buy-side and sell-side together, so your upgrade sequence — sell-first or buy-first, ABSD remission timelines — is planned as one move.
- Backed by PropNex. Singapore's largest listed real estate agency, with over 14,000 salespersons as at May 2026 (CEA records).
Thinking of selling in 2026?
The HDB resale price index has dipped two quarters in a row (−0.1% in Q1, −0.3% in Q2 2026), and around 13,500 flats reach their MOP this year. In a softening market, your pricing and launch strategy matter more than ever — start with an honest valuation, grounded in recent transactions near your block, not guesswork.
Get a free, no-obligation valuationMarket Snapshot
July 2026 market snapshot
Four numbers worth knowing before you make a move — each dated, each from official or primary sources. Viona updates these figures as official data lands, so you are never working off last quarter's headlines.
| Indicator | Reading (as at July 2026) | What it means for you |
|---|---|---|
| HDB Resale Price Index | −0.1% in Q1 2026; −0.3% in Q2 2026 | First back-to-back quarterly dip in about seven years — resale buyers have more room to negotiate; sellers must price sharply. |
| 3M SORA | ~1.1% (multi-year low) | Two-year fixed packages around 1.4–1.5% — well below the 2.6% HDB concessionary rate. Financing is unusually cheap. |
| URA private price index | +0.5% (Q2 2026 flash estimate) | Slowest quarterly rise in seven quarters — a steady market, not a runaway one. No need to panic-buy. |
| EC rules (from 8 May 2026) | 10-year MOP for new EC sites | Five pipeline ECs — Solano Grand, both Wynwood Grand plots, Sembawang Road, Miltonia Close — keep the old 5-year MOP. |
None of this is a reason to rush — or to freeze. Cheap financing lowers the cost of waiting well, a falling resale index rewards realistic sellers, and the EC rule split makes some 2026–27 launches genuinely time-sensitive. What matters is matching the numbers to your own timeline, income and risk comfort.
Dig deeper into the rules behind these numbers:
ABSD & stamp duty guide EC vs condo in 2026 How to sell your HDB HDB MOP rules 2026
Guides & Tools
Read the rules before you sign
Singapore's property rules change often — 2026 alone brought a new EC framework, on top of last year's wider Seller's Stamp Duty net. These free guides and tools keep you current, with worked examples and dates on every figure, so you can check the maths before you commit.
ABSD & Stamp Duty Guide
Every rate and tier for 2026 — Singapore Citizen, PR, foreigner and entity — plus Buyer's Stamp Duty worked examples.
EC vs Condo in 2026
Eligibility, grants, the May-2026 rule split, and which route genuinely fits HDB upgraders.
ABSD Calculator (interactive)
Compute your exact ABSD and BSD in under a minute — free, no sign-up needed.
TDSR / MSR Affordability Calculator
Find your real borrowing ceiling under the 55%/30% rules, tested at the banks' 4% stress rate.
CPF Grant Calculator
Family Grant + EHG + PHG — estimate your stack, worth up to S$230,000 for eligible first-timers.
Client Words
What clients say
Feedback from clients Viona has guided through recent purchases and sales across Singapore.
"Viona explained the ABSD remission timeline clearly and never rushed us. We sold our flat and bought our next home with everything properly sequenced."
— Mei Ling, HDB upgrader"As first-time resale buyers we had a hundred questions about the HFE letter and COV. Viona answered all of them patiently, and we never felt pushed."
— Daniel & Priya, first-time buyersCommon Questions
Frequently asked questions
Six questions Viona hears every week — answered plainly, with current rules as at July 2026.
As at July 2026, conditions favour prepared buyers: three-month SORA sits near 1.1%, a multi-year low, and two-year fixed home-loan packages run about 1.4–1.5%. HDB resale prices have dipped for two consecutive quarters, private prices rose a modest 0.5% in Q2, and around 20 new launches give buyers unusually wide choice.
ABSD rates as at July 2026, unchanged since 27 April 2023: Singapore Citizens pay 0% on their first property, 20% on the second and 30% on the third; Permanent Residents pay 5%, 30% and 35%; foreigners pay a flat 60% on any residential purchase; entities pay 65%. Rates apply to the higher of price or market value.
An executive condominium usually suits HDB upgraders who meet the eligibility rules: household income of S$16,000 or less, a family nucleus with at least one Singapore Citizen, and no private property owned or sold in the past 30 months. New ECs typically price 20–30% below comparable condos, but carry MOP and resale restrictions.
There are two main routes. Sell your HDB flat before buying — with no property owned, a Singapore Citizen pays 0% ABSD. Or buy first: a married couple with at least one Singapore Citizen spouse can claim ABSD remission on the second property if they sell the first within six months of purchase or TOP.
MOP is the Minimum Occupation Period — the years you must occupy your flat before selling. Most BTO and resale flats have a five-year MOP from key collection (resale completion for resale flats); Plus and Prime flats carry ten years. During MOP you cannot sell, rent out the whole flat, or buy private property.
No. Buyers pay no agent commission when purchasing a new launch condo or EC from a developer — the developer pays the agencies from its marketing budget. The showflat price is the developer's list price whether or not you have an advisor, so independent guidance on stack choice, payments and comparisons costs you nothing.
Get In Touch
Not sure where to start? Ask Viona.
Tell Viona your situation — buying, selling or just weighing options — and get a clear, no-pressure answer within one working day. Prefer to talk? Call +65 98355552, WhatsApp +65 98355552 or email hello@vionapropnex.com.sg.
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